How we work

Every engagement begins with a paid consultation. We do not sell investment products, and we do not earn commissions on any account you open. Fees are quoted in KRW before any work begins, and nothing is billed until you confirm the scope in writing.

Reserve Review

A focused, single-session review of your current emergency reserve.

We map your cash flow and obligations, identify where the reserve leaks under stress, and assess whether its current size matches the income gaps and co-payment risks you actually carry under Korean national health insurance and your family obligations.

You receive a written summary with prioritised actions. This engagement suits households that already have a reserve in place but are not sure it would hold through a real emergency.

Ongoing Planning Support

A quarterly retainer for households whose income or obligations change through the year.

We revisit your reserve and savings plan each quarter, rebalance guidance when income shifts (common for freelancers and bonus-paid roles), and keep your long-term savings allocations aligned to named goals. Email access between sessions covers time-sensitive questions.

Long-term Savings Architecture

A project engagement that connects long-term savings to named goals — housing, education, retirement — with timelines and allocation guidance across account types available in Korea.

You receive a written plan document setting out each goal, its timeline, and the allocation approach. This is planning only; we do not open accounts on your behalf or recommend specific securities.

What we do not do

We do not sell investment products or earn commissions.
We do not project specific future investment returns.
We do not open accounts or hold client funds.

If you need investment management, tax filing, or legal services, we will say so and refer you to a licensed professional.

Fees

All fees are quoted in KRW before work begins. Specific fee amounts are confirmed with you in writing after the introductory call, based on scope. Until then, fee ranges are listed as proposed and pending business confirmation.

Ready to start? Request a consultation or call +82 2-793-6254.